SIP & LUMPSUM Calculator

SIP Calculator – Plan Your Systematic Investments Smartly

Many investors often confuse SIPs with mutual funds, but SIP (Systematic Investment Plan) is just a method of investing in mutual funds—an alternative to lump sum investment. A SIP calculator is a helpful tool that estimates the potential returns on your SIP investments.

What is a SIP Calculator?

A SIP calculator is a simple online tool designed to help investors estimate their returns on mutual fund investments made through SIPs. As SIPs have gained popularity, especially among millennials, these calculators provide a rough estimate of the maturity amount based on projected annual returns.

How Can a SIP Return Calculator Help?

• Determine the ideal investment amount.
• Provide insights into the total invested sum.
• Estimate potential returns over the investment period.

How Does a SIP Calculator Work?

M = P × (( (1 + i)^n – 1 ) / i) × (1 + i)

Where: M = Maturity amount, P = SIP installment amount, n = number of installments, i = periodic interest rate.